Fixed Deposits vs Recurring Deposits: Which one is a Better Investment?br br Type of Investment:br br Fixed Deposits: 1 time, Lump-sum investmentbr br Recurring Deposits: Regular investmentsbr br Tenure of Investments:br br Fixed Deposits:br Minimum Tenure - 7 daysbr Maximum Tenure - 10 yearsbr br Recurring Deposits:br Minimum Tenure - 6 monthsbr Maximum Tenure - 10 yearsbr br Minimum Investment Amount:br br Fixed Deposits: ₹5,000br Recurring Deposits: as low as ₹100br br Interest Rates:br br Fixed Deposits:br Principal - ₹30,000 Lump-sum for 5 yearsbr Interest - ₹12,968 @7.5br Total - ₹42,968br br Recurring Deposits:br Principal - ₹500monthfor 5 yearsbr Interest - ₹6,207 @ 7.25br Total - ₹36,207br br Which is better?br br Fixed Deposit is better if you:br - Keep more cash investedbr - For a longer tenurebr - Want tax benefitsbr br Recurring Deposit is better if you:br - Wish to invest small chunksbr - Over a tenure of your choicebr - Want higher liquiditybr br Visit us at www.hdfcsales.com.