http://www.mycashtime.com/blog/payday-loans/underbanked-americans-are-more-inclined-to-rely-on-payday-loans/
http://www.mycashtime.com/payday-loan
Underbanked is a term used to refer to those that don't have a bank account. A census that was recently took showed that 1 out of every 12 households don't use a bank. That amounts to about 10 million people!