Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Am i legally obligated to pay ? - i am a tenant in a manufactured home that's in park. the owner has filed bankruptcy. although i am not the borrower, my name is on the title to the home. i can't get a straight answer out of the bank, but they did tell me that they can sell the home anytime they want. am i responsible for the payments....