Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Credit reports Will they effect getting an apartment if i went bankrupt in 2007.? - I filed bankruptcy in 2007 Lost my job my home . Am back on my feet today. and looking for an apartment up north so i can be near my grandaughter and daughters.Will a credit check keep me from getting an apartment . I do have an steady income at this time. Thanks -