Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Can I file for bankruptcy that will only affect the medical bills that have bent sent to a collection agency? - I am a college student. I work part time and live in an apartment on my own. My campus care insurance refuses to pay my medical bill because I went to a different hospital than the school one. I can’t afford my medical bills and keep my apartment. I have no family to go to and live with. I have a credit card out and I’m in good standing with them. I’m trying to find out if I can file for bankruptcy that will only affect the medical bills that have bent sent to a collection agency? Please, any information will be greatly appreciated. -