Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Filing bankruptcy in NY and keeping new car? - I had to get a new car due to a car accident 5 months ago,The car is a 2010 altima and now has 3500 miles on it. I paid $4500 at the time and have paid about 5 payments($300 a month).I was out of work 2 months due to accident and financially im not doing well.Going to file bankruptcy. Im going to lawyer tomorrow but my main concern is I dont want to lose my car.My payments are up to date but the car is worth more then I owe on it(I owe (16000 about) I dont own a house or anything else but I need to keep the car.