Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Can my bank do whatever they want, like...? - take money out of my checking account and apply it to my car loan without permission? I was not late on payments. I had called to ask questions about IF we filed bankruptcy what would happen to our accounts and loans. They took $2000 out of our account. What is this called and what law does it fall under? Can I get my money back? They cleaned us out, I couldn't even buy groceries for my family.