Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Nationwide DSG is it a scam? - Hi please help! My husband and I were told we make too much annually for chapter 7 bankruptcy and 13 seems ridiculous to me because they still somehow expect us to pay back 100 of what we owe. Anyway we are going the route of debt settlement and I thought I found a reputable company but I really need other people to tell me if they have first hand experience with this company so I know whether I should proceed. the company is Nationwide DSG.