Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Deed in lieu? or bankruptcy? - Okay, I am a silent co-signer on a mortgage with my ex-boyfriend. He stopped paying the mortgage in November of 09 and never told me. (I haven't lived on the property for 2 12 years) Since then, he has lost his job, and is unable to pay the mortgage. Since my credit (and his) is jacked! br Keep in mind, my ex is not the most responsible person (not hard to figure out) br br The facts: br - I am unable financially to take the condo over.