Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - What is the difference between a deed in lieu of foreclosure and a shortsale? - I live in FL, I am filing chapter 7 and reaffirming the home, my fiancee is getting a permanent job in AZ in October, by that time the bankruptcy will be over....I didn't expect to meet someone and get engaged so quickly, but it just happened that way....