Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Best place to get an auto loan? - My husband and I have been to two companies so far...EECU and Capital One and they both have denied us...EECU said our debt was too high (between me and him is 3,000). We both have good credit and it is quite frustrating that we cant catch a break, we know people that have filed for bankruptcy and get loans and other crap while honest hard working people such as ourselves cant catch a break. Any advice on this subject.