Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Question about bankruptcy? - Ch. 13 bankruptcy will stay on your record for 7 years. Someone also told me 5-7 years. br Question #1-Is there a way to have your bankruptcy record not last as long if youve paid a some of it back. br Question #2-If so, what is least amount of time it can potentially stay on your record depending on how much money you pay back.