Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - I am at my wits end!!!!!? - I have went back and forth anad back and forth and I feel like i am down in the hole & get out.In my aunts house with my 11yr old I have massive debt I am never gonna pay it off paying them ppl 40 and 50 dollars here and there.And I hve contemplated bankruptcy researched it.Has anyone filed.