Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - What are the chances a credit card company will sue me if I stop making payments? - Hi, I can no longer afford to pay my credit cards. I owe about $13,000.00 on each card. What are the chances they will sue me if I don't pay them anything. I have talked to a lawyer about bankruptcy and he mentioned credit card could sue but what are the chances? My credit is already ruined. Thanks for your advicehelp.