Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - SHOULD WE FILE FOR BANKRUPTCY? - WE OWN A HOME, 100,000 br TWO CARS br 4 CREDIT CARDS TOTALING : ABOUT 10,000 br I LOST MY JOB MAKING GOOD MONEY WHERE OUR BILLS WERE NO PROBLEM. I HAVE A NEW JOB NOW MAKING A QUARTER OF WHAT I USED TO MAKE AND WE CAN NO LONGER AFFORD OUR MORTGAGE.