Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - What happens if someone creates more debt while under ch.13 bankruptcy? - You are supposed to get the Ch 13 trustee's permission before incurring new debt. Obviously there is some amount of latitude in enforcing this. New debt can occur (for example) as a result of an auto accident or serious illness. Obviously you are not expected to get the trustee's permission before being being rear ended by a drunk driver or before being hospitalized with chest pains. -