Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Is almost anything able to be discharged in a bankruptcy? - OK. I know some things such as student loans & child support payment & alimony is not able to be discharged. My wife & I filed Chapter 7 bankruptcy in October, 2008 & it was finalized in January, 2009. We included all of our creditors. Now one of our creditors says we still owe them although they are clearly on the bankruptcy paperwork. This is for a doctor who we went through for IVF when we had our baby. They said that although it is a medical procedure it is not able to be discharged because it is a so-called luxury procedure. And -