Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - I need a VA Lender in Ohio that will help with a mortgage loan w/ a bankruptcy 4 yrs ago? - My husband and I are looking for a va lender that could get us approved. We will have 30 percent down towards the purchase of this home .We had a bankruptcy 4 yrs ago, and have purchased 2 cars since then. One car is paid off, all payments on time. The other vehicle we are still making payments on, but all of the payments on time. We have no credit cards and this is our only debt. We have lived in the same place for 5 years and our landlord will vouch for us that we are always on time. Thanks -