Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Company falsifying credit report to sell product? - Car dealership falsifying my credit score to appear higher than usual then giving me an extremely high APR even WITH a cosigner. I went through bankruptcy a couple of months ago and needed a cosigner to purchase a used car. They ran our credit score and EACH of us had 750s in our credit score. We said there must be a mistake because 1.) They typed both of our addresses wrong 2.) They did not know I went through a bankruptcy and should not have such a high credit score. Each of our APR was 7.99. br br We questioned the sales rep and he told us that there is a typo on (suspiciously) both of our addresses and that it's only in their system. After we explained that there is a bankruptcy in my report, he was surprised and immediately told us that the credit score we see doesn't matter at all and that only our credit history matters.