Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Can anyone answer a question about bankruptcy, student loans and means testing? - If you can answer specific to New York State, great, but if you only know about it where you are, let me know and say where that is, if you wouldn't mind.

This is my question. Please listen carefully because I am NOT ASKING about discharging of student loans in bankruptcy. NOT ASKING that. Already know you can't except under extremely hard to achieve circumstances.

I am asking if judges when applying means tests to a bankruptcy applicant take into account one's student loan burden. My student loans could easily take forever to repay. -