Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Can you buy a house, if you have a bankruptcy on your credit report? - It all depends on two things. One how much money do you plan to put down for a down payment? Needless to say the more the better in your case. Two how old is the bankruptcy. From what l remember that stays on the books for seven years but longer on your credit report. So in your case the closer you are to seven the better the chance somebody will gamble on you. -