Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Question about a plus loan? - I am a 22 year undergrad and my dad is willing to do the plus loan long as he would get denied by the lender, so my next question is I noticed that if there has been a bankruptcy in the past it will be a automatically no no...Is that true? I know right now him and his wife are barely making ends meet so I know that they have a lot of debt...