Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Navy Nurse Candidate Program Applicant...with bad credit!!!!? - I am applying for the navy nurse candidate program..I am a BSN student right now..so I wont go into commission for 2 years. I have a couple of accounts in collection, no bankruptcy, and no criminal record. My credit score is 600...its bad I know...Can I still get into the NC program leading into the commission as an officer??? I am going to pay off the collection accounts before the end of this year, and tonight I have to fill out the navy clearance background check...