- Foreclosure Investing,Jeff Kaller, Countrywide Short Sales, California Short sales, short sales br br Imagine you have lost your job, up to your eyeballs in debt, and behind on your house payments. This is the exact situation that this couple came from. I have heard the phrase "desperate people do disparate things." I don't always believe that. I think people that are ready for a change can become very clear, centered and intentional.