The mailman walks so slowly. br They see him near our box. br The kids all run to check the mail br (normally without socks!) br br ''I call the credit card! '' br They say because they know. br We've now grown to expect it br like cold weather brings the snow. br br It's one of the usual pieces br that they've come to just expect... br each day we're offered credit cards br (that they think we can't reject) . br br Another line of credit! br Hey, here's $50,000 more! br I've never owned a credit card br and I'll never owe a store. br br Although we've never had one br we're offered every day. br The kids use them for bookmarks.....