This account begins at birth br Credits in abundance to unearth br A clean slate and lovely heart br Child arrives on this earth br br Infant he is, pampered by the family br Affection flows freely br Mom and Dad he loves dearly br Comforts are for him in plenty br br Infant grows rapidly br School he enters apprehensively br Learns the tricks almost instantly br Little vices picked up innocently br br Schooling never seems to end br Years pass in the company of friends br Few good, but some to dread br He passes out – another long road ahead br br Smarter now – fears nothing br Enters college confidently br Makes friends abundantly br Popular among the fraternity br br A clean and spotless heart no more br He becomes worldly and wants more br Education helps him achieve much more br Barters his credits for opening every door br br Credits no more with him br Corrupt he grows from within br Love and affection traded to win br Life’s struggles which are pre-written br br A balance sheet to submit for everybody br Credits and debits to tally br An answer for the smallest folly br Bargaining never appreciated amongst this Coterie br br Born you are with bagful of credits br Never loose them in your pursuits br Leave them behind on your exit br Amply rewarded you will be at the summit.