Mobile Payment Systems In Emerging Marketsbr Quartz - Bohemian National Hallbr The next billion are more likely to have phones than bank accountsbr What happens when 1 billion more people wired with mobile devices begin to require online financial services? The complete reinvention of banking as we know it. Won't this make financial regulation more complex and the world financial system more prone to instability? Will new digital currencies finally become real? What are the implications for cybersecurity? Quartz invites senior executives from the world's leading financial services institutions to discuss and debate the future of finance and the impact of digital money.