Many people have asked if it is necessary to hire a personal injury lawyer on claiming their insurance coverage. It is still a reason of confusion until now despite the raise of reasons regarding the consequences that may affect such decisions. br br Not in every case do you need a lawyer. It depends upon the degree or the criticality of the situation. On minor injuries such as dog bites, slip accidents or accidents with defective products, it does not make any sense if you hire one. It is, however, your right to get one.