Two Times reporters discuss the Jay-Z album debut on Tidal, and the bad behavior that runs rampant in the venture capital industry. br br YOUR MONEY ADVISER br Should You Take Advantage of a Deferred Compensation Plan? br By ANN CARRNS br For high earners who qualify to set aside money for a future payout, there are pluses and minuses. No two situations are the same. br br RETIRING br Nabeel Hamoui, a radiologist in Chicago, manages his retirement portfolio in accordance with halal, or religiously sanctioned, Islamic guidelines. br Retirement Savings, the Muslim Way br By TOM VERDE br An industry has sprouted to help Muslims who choose halal investing, which is guided by Islamic rules and principles.