Past State President, John B. Nichols interviews local legend and 40+ year NAIFA member Tom Fowler, CLU, LUTCF (a lifetime member of MDRT) on why he .brbrPast State President, John B. Nichols interviews NAIFA National President, Paul Dougherty on why he joined NAIFA, how his businesspersonal skills have .brPast State President, John B. Nichols interviews and congratulates outgoing State President, Neal Kloke on why he joined NAIFA, did he think hed ever be .brTom is a chemical engineer living in upstate New York and also a big fan of the local wine. In his talk, he helps us appreciate the science of wine and proves that .