New York Will Investigate Reports of Gay Men Denied Insurancebr By DONALD G. McNEIL Jr. FEB.br State financial regulators in New York said Wednesdaybr that they would investigate reports that gay men have been denied insurance policies covering life, disability or long-term care because they were taking medication to protect themselves against H. I.V.br “Insurers cannot choose to deny coverage based on discriminatory reasons.”br She encouraged any New York State residents who believe they have been denied coveragebr because of PrEP to contact her agency, which oversees insurers doing business in New Yorkbr The Times reported that various insurers around the country had denied policies to gay men afterbr learning they took Truvada, a cocktail of two anti-AIDS drugs, to avoid catching H. I.V.br Such denials would amount to illegal discrimination based on sexual orientation,br and the companies doing so could be penalized, said Maria T. Vullo, the state’s superintendent of financial services.