America is facing a retirement savings crisis. Approximately 2 in 5 households headed by people ages 55-64--over 9 million households-- have no retirement .brbrAmerica is facing a retirement savings crisis. Approximately 2 in 5 households headed by people ages 55-64--over 9 million households--have no retirement .brAmerica is facing a retirement savings crisis. Approximately 2 in 5 households headed by people ages 55-64--over 9 million households--have no retirement .