A man working as a peon for the past 31 years at a district co-operative bank owns five houses in Gwalior, land in Uttar Pradesh, two cars and more, all valued at more than Rs. 4 crore, Special Police Establishment of Lokayukta has found.The details of these assets, quite disproportionate to his even current salary of Rs. 20,000 a month, were unearthed by the anti-corruption ombudsman during a raid early Tuesday morning on the residence of Kuldeep Yadav.