Visit to find out more! br br br br I want to talk to you about building a financial fortress, and the importance of a financial fortress. It's Roy here. The most important part of a financial fortress is that you understand what it is, and then you believe in it, and you actually got it as a real intention. A financial fortress starts with four things. br 1. It starts with your income, creating those income streams. As you know, here at One Life, is that we really work around creating multiple income streams, so not just a job. In fact, we the job as minimal. It'll eventually will be lost, and it's probably the most ineffective way of building income. Yet, it's an important part to start, so we understand. It's just that, once you've had that income for five years, 10 years, you usually got a T-shirt on knowing how to swap your life for money on an hourly basis. To break that habit, to actually choose to create income from property, to choose to create income from businesses, trading shares, whatever, trading property. Whatever it is that you choose it's gotta be something that A, you're interested in, or passionate about, or see there's a future in this and it slowly replaces your job. The first thing is your income to build your financial fortress and to choose two income streams to begin with in that first year. br The second thing to do is to look at your debt and your expenses. I use a thing called strategic spending to do that. That's a very important thing to get if you like your expenses, your debt, under control. It doesn't seem to matter how much money someone earns. What matter is how much they spend. What I've noticed in 50 years of doing this is that, people just keep on increasing their income, and then spending that income. The bottom line is, it's almost like if I can get an extra $50,000 my life will start to work. Well, if you spend the $50,000 it doesn't matter. br The third area, of course, is producing other assets that produce income. The kind of language we do around here assets are things like property, development site, trading properties. Assets that create income are very, very important aspects for really making life work. I have a number of businesses, 69 entities actually, so they're assets and they create income. I have a farm. That's an asset. That creates income with cattle breeding. We have a training program, and that's an asset. That creates income. These are just examples of assets that create income. And then we move down to building our financial fortress. br Now, a financial fortress really is a goal, if you like to, it's an intention. The intention is to have a million to two in residential property that you own. And that particular amount of money is just a guideline because it depends where you live. If you're in, I don't know, Broken Hill, that would be a substantial property.