ICICI Lombard General Insurance, largest private sector non-life insurer in India, reported net profit of Rs 1,049 crore for FY19 which is 22 percent growth year-on-year (YoY). The underlying performance of the insurer was much stronger than reflected by the headline number. br br Sakshi Batra does a 3 point analysis of the Q4 fineprint and how should investors position themselves on the stock now.