A Complete Guide to Selecting the Right Car Insurance Policy:br br Types of Car Insurance Policies:br br 1. Third Party Car Insurance Policybr 2. Comprehensive Car Insurance Policybr br Third Party Car Insurance Policy:br br - This Policy is mandatory for every car owner under "Motor Vehicles Act" of India.br - It covers the damage done by you to other vehicles or in case of any casualties.br - It does not cover the damage done to your own vehicle.br - Price for this policy is determined by IRDAI - Insurance Regulatory & Development Authority of India.br br Comprehensive Car Insurance Policy Covers:br br 1. Natural Calamitiesbr 2. Damages done due to man-made perils - Riots, Strikes, etc.br 3. Fire Perilsbr 4. Theft & Burglarybr br Optional Additions to the Comprehensive Car Insurance Policy:br br 1. Theft & loss of personal belongingsbr 2. Hydro-static coverbr 3. Zero depreciation coverbr 4. Return to invoice coverbr 5. Engine & gearbox protectionbr 6. Cost of consumablesbr 7. Duplicate key coverbr 8. Medical Coverbr 9. No-claims bonus protectorbr 10. Roadside assistance & rent-a-car benefitbr br How to Select the Best General Insurance Company?br br 1. Claim payout processbr 2. Quality of garages in cashless networkbr 3. Days required to settle a claimbr 4. After-sale servicebr 5. Share of loss with insurance companybr 6. Discount offeredbr br Get your Car Insured Today!br br Visit us at www.hdfcsales.com.