WELCOME to Finance With Tony!br Let's share ideas about a frugal lifestyle!br Frugality doesn’t make you rich! But you can get independent, which means free.br Being a two times entrepreneur, I believe that the first option is rather an opportunity for 2-3 of lucky risk-takers whereas the latter is available for everybody. Let’s fight poverty together!br br Institute of Arts belongs to the Novosibirsk State Pedagogical University. The NSPU is a coeducational and public research university established on 29 November 1935 in Novosibirsk, Russia. The university cooperates with 64 educational institutions in 22 countries.br Official website: br About Novosibirsk City:br - The average rent price is $266 per month for a one-bedroom apartment near the Subway in Novosibirsk.br - Housing prices in Novosibirsk City start from $20,000 for a one-bedroom apartment in a suburban area and $35,000 for a one-bedroom apartment near the Subway stations. br - Uber ~ $2 to $5 per trip. br - Carsharing ~ $0.10 per minute depending on an App.br - An electric city scooter for rent ~$0.05 per minute. br - The subway costs $0.34 per one-way ticket.br br About Siberia:br - Siberia is roughly one-tenth of the world's landmass! ~10. br - In May the temperature ranges from 65 to 75 °F, during the Summer up to 100°F.br - Geographically Siberia has a population of 33.77 million, including the Far East.br - There are 7 time zones. br - People in Siberia speak 40 languages and 10 of them are official. br - Novosibirsk is situated 1,285 km north of Urumqi China.br - The cost of living here could be as low as $100 a month without rent for a single. br br About me:br I'm a two-time entrepreneur in the ITadvertising industry.br In my spare time, I enjoy doing yoga and taking walks in the park.br br Check out more photos and feel free to follow me.