What does top-up mean?br Top-up in a Health Insurance plan refers to the extra cover that is added to the original method.br br Why would you need a top-up?br -To increase the Health Insurance coverage without the need of paying a higher premiumbr - To acquire adequate protection that the standard Health Insurance policy is failing to provide. br br Benefits of Health Insurance top-upsbr - High coverage within a cost-effective premium.br - Various tax benefit options.br - Continuous premium from 61 years and includes pre & post-hospitalization expenditures.br - No medical test until 55 years only as long as the policyholder does not have any record of pre-existing illness. br - A few Health Insurance providers guarantee a response within 6 hours for every cashless claim.br - By selecting a two-year policy, the applicant is offered a discount of 5.