For More Details and Visa Counselling Call Our Councillorsbr br +91 79008-37900br br What is GIC?br GIC stands for Guaranteed Investment Certificate, which you have to open if you want to apply for Canada Study Visa.br br It is an integral and important part of the file.br br How to open a GIC Accountbr There are 2 methods for your GIC Account Openingbr br - Online : Scotia Bank = br br -Offline: ICICI Bank = Visit your ICICI Bank Branch near you.br br br Best Bank for GIC Accountbr - Scotia Bankbr -ICICI Bank Canadabr -SBI Bank Canadabr br GIC Refund Process Explainedbr Check your GIC Account number on your GIC Letter, Then go to the website of your bank find the email id of your bank. Put a mail for your concern. They will rever you back for assistance.br br This process generally takes 30-40 days.