FTC Fines Credit Karma, $3 Million For 'Tricking' Users , With Misleading Offers.br 'Newsweek' reports that Credit Karma has been hit with a $3 million fine for falsely telling customers they were 'pre-approved' for credit cards. .br 'Newsweek' reports that Credit Karma has been hit with a $3 million fine for falsely telling customers they were 'pre-approved' for credit cards. .br The Federal Trade Commission (FTC) br announced the fine on September 1.br According to the FTC, Credit Karma br pushed customers to apply for credit offers br that many people were not qualified for. .br The FTC found that almost one-third br of customers who applied for these br 'pre-approved' offers were denied. .br The $3 million fine will be sent to customers who , "wasted time applying for these credit cards." .br The FTC also ordered Credit Karma to stop br "tricking" customers and to maintain br records of the company's marketing.br The misleading offers were br reportedly issued between br February 2018 and April of 2021.br Customers who applied and were denied incurred a hard inquiry on their credit reports, which could unnecessarily damage their credit scores.br Customers who applied and were denied incurred a hard inquiry on their credit reports, which could unnecessarily damage their credit scores.br 'Newsweek' reports that a poor credit profile br can affect almost every aspect br of daily life in the United States.br A bad credit score can lead to loans being br rejected, housing applications denied br and higher insurance premiums.br A bad credit score can lead to loans being br rejected, housing applications denied br and higher insurance premiums.br The FTC will continue br its crackdown on digital br dark patterns that harm consumers br and pollute online commerce. , Samuel Levine, Director of the FTC's Bureau br of Consumer Protection, via 'Newsweek'.