How To Choose The Best Healthcare Plan | Open Enrollment Explainedbr br Confused by open enrollment? Not sure what the difference is between an HMO, PPO, or HDHP? In this video, we break down the most common types of healthcare plans and the key insurance terms you need to understand—like premiums, deductibles, copays, and out-of-pocket maximums.br br Whether you’re picking your first plan or reevaluating during open enrollment, this guide will help you make an informed, financially smart decision.