Protect your home and finances with our comprehensive guide to homeowners insurance! In this video, we delve into the essentials of homeowners insurance and property protection, covering everything from dwelling and personal property coverage to liability protection and additional living expenses. Discover the different policy types—from HO-1 to HO-8—and learn how to choose the right coverage for your unique needs. We’ll also discuss the factors influencing insurance premiums, tips for filing claims, and the importance of risk mitigation strategies. Ensure your home is well-protected against unforeseen events.