In an industry with market volatility, regulatory changes and fast-paced technological innovation, lenders need a competitive edge. Allison LaForgia sits down with David Bernard to discuss how Western Alliance Bank’s Specialized Mortgage Services group combines innovation with a relationship-driven strategy to redefine the mortgage experience. br The conversation also explores the lessons Western Alliance Bank’s learned from recent industry shifts and how collaboration with AmeriHome Mortgage creates new opportunities for clients. Looking ahead to 2026, David shares why he’s optimistic about the future of mortgage lending and how Western Alliance is positioning itself to lead the next cycle with technology, relationships, and operational excellence.