(847) 521-4900. Estate planning is not just for rich people. For families with children, for those who want to minimize the tax burden on their heirs and for people who want to maximize their retirement income, estate planning is critical. br br For young families, they want to make sure their children are cared for in the way that they want by the people they select, not those selected by the government. For a divorced family, it is important to plan so that assets go to their family, not to others.