The video shows CEO& MD of Rupeetalk.com Mr. Satkam Divya addressing the issues of a common man with regards to his loans and savings. A person has taken an educational loan and has huge outstanding on his Credit card. He wants to know how he should go about with these many loans as he is not able to do any savings. To this Mr. Satkam advises the person to pay off the loan immediately. Mr. Satkam also advises the person to make correct investment decision of not investing in ULIPs but rather investing in mutual funds.