Short Pay Refinance with provider of short pay refi and short sale services across the U.S. Based in San Ramon California, Short Pay Access helps homeowners who have underwater mortgages and are looking to keep their home, and lower their principal loan balance and mortgage payments. To learn more about short pay refinance Register at to attend upcoming workshops for homeowners and real estate agents in the San Francisco bay area, including San Jose, Dublin, Pleasanton, Danville, Livermore, and Sacramento.