private investors, Thus, while this document has been carefully researched, reviewed, and agreed upon, agencies should not implement the HARD MONEY LENDERS PROGRAM structure immediately.. best private loans Eventually, the HARD MONEY LENDERS PROGRAM structure will be used by all agencies as the adoption of the HARD MONEY LENDERS PROGRAM structure will be mandatory: specifically, the HARD MONEY LENDERS PROGRAM structure will be incorporated into the core financial system requirements and the systems will be configured to support the structure.