VERY INFORMATIVE!!! I'm glad I found eMortgageShop.com. It is very informative and comprehensive with regards to the information for mortgage services. Barbara E.br br INFORMATION ON EMORTGAGESHOP.COM!! I found eMortgageShop.com gave me a lot of answers to questions that I have asked for a long time. With our home that we bought in July 2007, we were charged .75 for Poc (Brokers Fee) and on top of that 1.125 for the Origination Fee. Now, in the beginning my broker told me that it is possible that he could get us 5.50 interest rate (everything was vague) and upon closing it ended up as 7.124. Also, waiting for closing took longer than expected and I called many times a week to find out what was going on and why it was taking so long. They said they were waiting on the loan company to get the paperwork back to them. After reading information on eMortgageShop.com site.....