- Spencer Lofts; Classic post, brick and beam factory lofts.15 foot ceilings, lighting package, large windows, central air, deededassigned parking, wood beams and wood truss ceilings. This loft has a built in desk area Close to Boston. Tobin only $.30 & The commuter rail and the MBTA runs through Chelsea.There are 5 loft communities and the artists and hipsters are flocking here for the low prices, funky lofts and access to Boston.FHA approved with 3.5 down. Home to Spencer Lofts Art Gallery.