If your Murrieta property is worth less than what you owe on the home loan, a short sale may be your best alternative to foreclosure.br br A short sale is a real estate transaction where a homeowner is facing a hardship and gets permission from a bank to sell their property for less than they owe on the mortgage.br br While it is generally beneficial for a bank to grant an approval on a short sale in order to avoid an expensive and time consuming foreclosure, the seller generally must prove a hardship. Visit www.we-realty.